Legal

TERMS OF SERVICE

Last Updated: March 17, 2026

1. ACCEPTANCE OF TERMS

By accessing and using the website krupa-financial.com (the "Site") and services provided by Krupa Financial Group LLC ("Company," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

2. DESCRIPTION OF SERVICES

Krupa Financial Group LLC is a direct lending financial services company that provides business capital solutions, revenue-based financing, equipment financing, and strategic growth consulting. All services are subject to eligibility requirements, underwriting criteria, and applicable terms and conditions as determined by the Company.

3. ELIGIBILITY

Our services are intended for business entities and individuals who are at least 18 years of age and authorized to enter into legally binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements.

4. USER RESPONSIBILITIES

When using our Site and services, you agree to:

5. SMS/MMS MESSAGING TERMS

Krupa Financial Group LLC offers an SMS/MMS messaging program for individuals who have opted in. By opting in, you agree to the following terms:

Consent and Enrollment: By providing your phone number and checking the consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Krupa Financial Group LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS). Your consent is NOT a condition of purchasing any goods or services from us.

Message Frequency: Message frequency varies based on your interactions and our promotional schedule. You may receive up to 4 messages per month.

Costs and Charges: Message and data rates may apply depending on your wireless plan. Krupa Financial Group LLC is not responsible for any fees charged by your wireless carrier.

Opt-Out Instructions: You may opt out of SMS/MMS messages at any time by texting STOP to any message received from us. Upon opting out, you will receive a final confirmation message. No further messages will be sent unless you re-subscribe.

Help and Support: For questions or assistance regarding our SMS/MMS program, text HELP in response to any message, or contact us at krupa@krupa-financial.com.

Privacy of Phone Numbers: We do not sell, rent, or share your phone number or opt-in information with any third parties for their marketing purposes. Phone numbers collected through our SMS/MMS program are used solely by Krupa Financial Group LLC and our authorized service providers for the purpose of delivering messages.

Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your wireless carrier.

6. INTELLECTUAL PROPERTY

All content on the Site — including text, graphics, logos, images, and software — is the property of Krupa Financial Group LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

7. DISCLAIMER OF WARRANTIES

The Site and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

8. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Krupa Financial Group LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or relating to your use of or inability to use the Site or services.

9. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Krupa Financial Group LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Site or services, your violation of these Terms, or your violation of any rights of another party.

10. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the state in which Krupa Financial Group LLC is organized, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration or in the appropriate courts of that jurisdiction.

11. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site with an updated "Last Updated" date. Your continued use of the Site after any modifications constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

13. CONTACT INFORMATION

For questions or concerns about these Terms of Service, please contact us:

Krupa Financial Group LLC
Email: krupa@krupa-financial.com
Website: krupa-financial.com